Automobile Insurance: Road Safety, New Drivers, Risks, Insurance Fraud and Regulation

Automobile Insurance: Road Safety, New Drivers, Risks, Insurance Fraud and Regulation

Author: Georges Dionne

Publisher: Springer Science & Business Media

ISBN: 9781461540588

Category: Business & Economics

Page: 351

View: 420

Motor vehicle accidents are still a leading cause of death, even if the trend has somewhat declined over the past 20 years. Indeed, motor vehicle accidents are a significant cause of death in comparison with air and space transport accidents, homicides and even HIV infections, causes which are more often highlighted in the media. As shown in this book, motor vehicle accidents are particularly damaging to very young drivers. The assessment of driving risks is a common concern for road transportation safety and the automobile insurance industry. In both cases, there is an awareness of the great losses resulting from the deaths, injuries and property damage caused by traffic accidents. Research is essential to counteract this public health threat, to assess the success or failure of countermeasures, and to solve the problems it generates in the insurance industry. This book is for people concerned about road crashes (prevention and compensation) and about the insurance problems they pose - namely private and public institutional authorities, consultants, administrators, practitioners, and researchers interested in sharing the authors' experience in this domain. The book presents original contributions related to motor vehicle insurance and road safety. All papers have been evaluated by external referees. Four subjects are covered: 1) Automobile Insurance Pricing, Risks and Asymmetric Information; 2) Insurance Fraud; 3) Young Drivers: Licensing Policies, Evaluation and Risks; and 4) Road Insurance Regulation.

Implementation of Graduated Licensing for Young Drivers

Implementation of Graduated Licensing for Young Drivers

Author: Neilson Associates Pty. Ltd


ISBN: UCBK:C100951212

Category: Drivers' licenses

Page: 208

View: 410

Neilson Associates was commissioned by FORS to develop workable proposals for the implementation of graduated driver licensing (GLD) and suggest a course of action for the implementation of GDL. The report examines the possiblity of GDL in terms of objectives, various veiwpoints and available options. Issues covered include the background and rationale on GDL, the existing driver licensing system, current GDL proposal, reactions of officials and the community and information on young driver licensing and crash involvement rates. Young drivers. Graduate licensing. Road safety.

Handbook of Teen and Novice Drivers

Handbook of Teen and Novice Drivers

Author: Donald L Fisher

Publisher: CRC Press

ISBN: 9781466587021

Category: Technology & Engineering

Page: 488

View: 844

Despite a growing body of research and targeted remediation, teenage and novice drivers continue to be six to nine times more likely to die in a crash than they are when they are just a few years older. The World Health Organization reports that road traffic injuries are the leading cause of death globally among 15 to 19 year olds. In light of these crash statistics, understanding the teen driver problem remains of paramount public health importance around the world. The Handbook of Teen and Novice Drivers: Research, Practice, Policy, and Directions provides critical knowledge for a broad range of potential readers, including students, teachers, researchers in academics, industry and the federal government, public policy makers at all levels, insurance companies and automobile manufacturers, driving instructors, and parents and their teens.