The Financial Anxiety Solution

The Financial Anxiety Solution

Author: Lindsay Bryan-Podvin

Publisher: Simon and Schuster

ISBN: 9781646040537

Category: Business & Economics

Page: 184

View: 827

Discover how to overcome money stress, make smarter money moves, and find financial freedom with this life-changing interactive guide! Most adults today experience some degree of anxiety. In the United States alone, 51% of adults report feeling anxious. And what is one of the top causes of this chronic anxiety? Money. Financial anxiety is ranked #2 in terms of what is stressing Americans out. And the more anxious a person is about money, the less likely they are to take action toward improving their financial health. Hitting a little close to home? Now that your heart rate is up, here’s the good news—anxiety is treatable and financial literacy is easier than you think. The Financial Anxiety Solution will show you how to conquer money-related stress and take control of your financial life. Inside, you’ll find: Cognitive behavioral therapy (CBT) techniques for developing anxiety coping skills Interactive quizzes to help identify “pain points” of stress Journal prompts to help work through money-related thoughts and feelings Mindfulness exercises to help calm a worried mind Popular money-management techniques that can help turn the page on financial anxiety The Financial Anxiety Solution takes you step by step through helpful exercises and strategies to understand the sources of anxiety, apply coping skills to address anxiety symptoms, and prepare to tackle your financial worries.

The Financial Anxiety Solution

The Financial Anxiety Solution

Author: Lindsay Bryan-Podvin

Publisher: Ulysses Press

ISBN: 9781646040070

Category: Business & Economics

Page: 165

View: 666

Discover how to overcome money stress, make smarter money moves, and find financial freedom with this life-changing interactive guide! Most adults today experience some degree of anxiety. In the United States alone, 51% of adults report feeling anxious. And what is one of the top causes of this chronic anxiety? Money. Financial anxiety is ranked #2 in terms of what is stressing Americans out. And the more anxious a person is about money, the less likely they are to take action toward improving their financial health. Hitting a little close to home? Now that your heart rate is up, here’s the good news—anxiety is treatable and financial literacy is easier than you think. The Financial Anxiety Solution will show you how to conquer money-related stress and take control of your financial life. Inside, you’ll find: Cognitive behavioral therapy (CBT) techniques for developing anxiety coping skills Interactive quizzes to help identify “pain points” of stress Journal prompts to help work through money-related thoughts and feelings Mindfulness exercises to help calm a worried mind Popular money-management techniques that can help turn the page on financial anxiety The Financial Anxiety Solution takes you step by step through helpful exercises and strategies to understand the sources of anxiety, apply coping skills to address anxiety symptoms, and prepare to tackle your financial worries.

Money Anxiety

Money Anxiety

Author: Dan Geller

Publisher: First Edition Design Pub.

ISBN: 9781622874774

Category: Business & Economics

Page: 142

View: 316

This is a behavioral economics book showing readers how money anxiety impacts consumer financial behavior and the economy. The book demonstrates the impact of financial anxiety on retail sales and bank savings. When money anxiety increases, consumers save more and spend less, which pushes the economy into a recession. Conversely, when money anxiety decreases, consumers save less and spend more, which expands the economy. Business and financial people will gain from this knowledge by reducing their expenses during times of high money anxiety, and increasing their revenues during times of low money anxiety. They will be able to measure the real price elasticity of demand for their products and services, and reducing the risk associated with their financial decisions. This book references scientific research and empirical analysis conducted by Daniel Kahneman, Ph.D., Nobel Prize recipient in economics, on thinking fast and slow; Dan Ariely, Ph.D. on irrational behavior; Deepak Chopra, M.D. and Rudolph E. Tanzi, Ph.D. on the three major components of the human brain; and Nassim Nicholas Taleb, Ph.D. on the impact of the highly improbable. Dr. Dan Geller developed the Money Anxiety concept and index after observing how a combination of economic indicators and factors impact consumers’ financial behavior. Specifically, he developed a new segmentation method called Behavioralogy, which defines the financial behavior of consumers during various levels of financial anxiety. Behavioralogy identified six types of financial orientation: Mattress Money, Durable Diet, Power Play, Tiny Treats, Rate Race and Castle Craze.

Financial Counseling

Financial Counseling

Author: Dorothy B. Durband

Publisher: Springer

ISBN: 9783319725864

Category: Social Science

Page: 235

View: 510

"This text is a valuable new resource that we recommend for all of our professionals and are proud to incorporate as part of our AFC® certification program. With expertise representing the breadth and depth of the financial counseling profession, the content in this text provides you with a rigorous foundation of knowledge, considers critical theoretical models, and explores foundational skills of communication, self-awareness, and bias. This type of comprehensive approach aligns with our mission and vision—providing you with the foundational knowledge to meet clients where they are across the financial life-cycle and impact long-term financial capability." -Rebecca Wiggins, Executive Director, AFCPE® (Association for Financial Counseling and Planning Education®) This timely volume presents a comprehensive overview of financial counseling skills in accessible, practical detail for readers throughout the career span. Expert financial counselors, educators, and researchers refer to classic and current theories for up-to-date instruction on building long-term client competence, working with clients of diverse backgrounds, addressing problem financial behavior, and approaching sensitive topics. From these core components, readers have a choice of integrated frameworks for guiding clients in critical areas of financial decision-making. This essential work: · Offers an introduction to financial counseling as a practice and profession · Discusses the challenges of working in financial counseling · Explores the elements of the client/counselor relationship · Compares delivery systems and practice models · Features effective tools and resources used in financial counseling · Encourages counselor ethics, preparedness, and self-awareness A standout in professional development references, Financial Counseling equips students and new professionals to better understand this demanding field, and offers seasoned veterans a robust refresher course in current best practices.

Psychology of Financial Planning

Psychology of Financial Planning

Author: Brad Klontz

Publisher: John Wiley & Sons

ISBN: 9781119983729

Category: Business & Economics

Page: 300

View: 346

Psychology of Financial Planning: The Practitioner’s Guide to Money and Behavior In PSYCHOLOGY OF FINANCIAL PLANNING: The Practitioner’s Guide to Money and Behavior, distinguished authors Drs. Brad Klontz, CFP®, Charles Chaffin, and Ted Klontz deliver a comprehensive overview of the psychological factors that impact the financial planning client. Designed for both professional and academic audiences, PSYCHOLOGY OF FINANCIAL PLANNING is written for those with 30 years in practice as well as those just beginning their journey. With a focus on how psychology can be applied to real-world financial planning scenarios, PSYCHOLOGY OF FINANCIAL PLANNING provides a much-needed toolbox for practicing financial planners who know that understanding their client’s psychology is critical to their ability to be effective. The PSYCHOLOGY OF FINANCIAL PLANNING is also a much-needed resource for academic institutions who now need to educate their students in the CFP Board’s newest category of learning objectives: psychology of financial planning. Topics include: Why we are bad with money Client and planner attitudes, values, & biases Financial flashpoints, money scripts, and financial behaviors Behavioral finance Sources of money conflict Principles of counseling Multicultural competence in financial planning General principles of effective communication Helping clients navigate crisis events Assessment in financial planning Ethical considerations in the psychology of financial planning Getting clients to take action Integrating financial psychology into the financial planning process PSYCHOLOGY OF FINANCIAL PLANNING goes beyond just theory to show how practitioners can use psychology to better serve their clients. The accompanying workbook provides exercises, scripts, and workshop activities for firms and practitioners who are dedicated to engaging and implementing the content in meaningful ways.

Norman the Doorman

Norman the Doorman

Author: Dan Miller

Publisher:

ISBN: 1736299107

Category:

Page: 214

View: 418

This book outlines a simple and proven approach to navigating the pressures and choices most people face about money. The story follows an up and coming business professional as he experiences a series of life's financial challenges. His search for solutions is embedded inside a tale of friendship, family and community. The lessons and insights he gains help him to find a clear path to a more secure future and a more fulfilling life.

Winning With Money

Winning With Money

Author: Dan Jason

Publisher: Independently Published

ISBN: 9798651260010

Category:

Page: 208

View: 119

Money is a necessity that you cannot escape and we all need it to survive in society. Unfortunately, it is one of the lead causes for divorce, anxiety, stress, and unhappiness. Cash is king and capital can be your ticket to reaching your goals, achieving your dreams, and living the life you have always wanted. The best part is that you have the ability to start today with every choice that you make in order to set yourself up for a successful life. Whether you have been living in the trenches for some time now or you are staying afloat at the moment, today is the day that you can change some things that will radically improve your quality of life. Finances are not easy and debt is at times all consuming. However, the freedom that is available to you when you take complete ownership over your money is tremendous. Every one of us needs money daily. The easy solution is making more. Not quite. Certainly, having more capital can help, but it does nothing for us if we are not good stewards of our wealth. My hope is that you will decide to say "enough is enough" and put your foot down when it comes to your finances. Come along with me on a journey and learn the ins and outs of the financial world. Apply important and proven strategies. Start telling your money where to go. Through discipline, hard work, and change you will be able to pave your way toward financial freedom. By taking complete ownership over your finances, you will gain increased peace of mind and expand your net worth so you no longer struggle. The future is bright and the money is more green indeed on the other side. Learn how to take the baby steps towards financial freedom and gain key knowledge that will change your future and the scope of your family for generations to come!Review: "Dan is not only extremely knowledgeable at all aspects of finance, but he is also very graceful in his approach to how he teaches. He offers great advice & smart suggestions. He gives examples of how he applied what we're currently learning to his own financial situation while he was achieving financial success. The lessons that we learned, will stick with us for the rest of our lives." -John, age 28, student & advisee"Dan has in-depth knowledge of various financial topics. I love how it's all based on his lived experience of the program and his own financial journey. It was also helpful to have him go through our budgets with us and discuss our financial situation." -Sarah from New Orleans"The best quality about Dan as an instructor was how down to earth he was about the whole course. He told his personal stories and related to us in ways we could understand and follow. He was always willing to answer questions, look at our budgets and help us in any way he could. You know how you approach your mid 20's and you feel lost and confused about everything in the financial world? Dan taught me more than I've ever known about money and I feel confident going forward knowing what the right decisions are to make." -Chloe, mother & model"The financial program taught by Dan did so much good for not only me but everyone in my life as I shared so much of what I learned with the people around me. I never thought I would understand some of the topics discussed, but now I actually feel confident. This class was amazing and offered the best practices for life!" -Carla."My wife and I have learned so much in your class. Thank you for blessing our lives. Dan, you are a great teacher." -Bill, age 85.